Questions and Answers

  Q & A - What Makes a Title Defective?

       Any number of problems that remain undisclosed after even the most meticulous search of public records can make a title defective. These hidden "defects" are dangerous indeed because you may not learn of them for many months or years. Yet they could force you to spend substantial sums on legal defense, and still result in the loss of property.

     When you purchase a title insurance policy from Hocking Valley Title Agency, we provide complete protection from these and a host of other hidden defects:

• Creditor Claims
• Deeds executed under false or expired powers of attorney
• Mistaken interpretation of wills and trusts
• Incorrect representation of marital status
• Undisclosed heirs
• Mistakes in recording legal documents
• Incorrect legal descriptions
• Forged deeds, releases, etc.
• Federal, state inheritance and gift tax liens
• Errors in tax records
• Federal condemnation without notice filing
• Capacity of foreign fiduciaries
• Duress in execution of documents
• Want of jurisdiction over persons in judicial proceedings
• Deeds from minors or non-existent entities
• Discovery of later will after probate of first will
• Easements by prescription not discovered by a survey
• Deeds delivered after death of grantor or grantee, or without consent of grantor